Pers. Credit

Are you using credit properly?

When you use credit you are using that little piece of plastic to purchase something today and pay for it tomorrow! Common credit...

Monitoring your credit!

Credit Score & Profile: Score, report & monitoring: Identity IQ: Legends, it is vital that you monitor your credit report and credit...

HOLD ON TIGHT!! Maintaining that good/great credit score!

Monitoring your score: You need to have a monitoring service, no not a free one like Credit Karma. A real one that monitors your credit...

Your credit score dropped, what could have caused this?

Used all of your available credit or went over the credit limit: Once you reach your credit limit or surpass it, you score will drop....

D.T.I. Debt-to-Income Ratio

This is probably one of the most important equations you need to know. This is used many times over in personal finances. It compares an...

Protecting your personal identity

In this day and age of hackers and identity theft, you have to be on alert over your credit. Protect Your Identity Identity theft can be...

Admire Vs. Acquire

Do you have the mindset and self control that are going to be necessary to reach your financial goals? This is one of the toughest...