Credit Cards & Military Members benefits:

If you are active duty, you are entitled to a lot of benefits and perks for your service.

• Always ask your credit card company if they offer any type of military discount!

American Express

• Waived annual fees (Active member & Spouse) • A maximum of 6% APR on eligible pre-service balances For more details, call the number on the back of your card, or mail or fax a copy of your orders and your account number.

Bank of America

• Waived fees on SCRA-eligible accounts • 6% APR on SCRA-eligible accounts, during active duty extending for six months after SCRA-eligible period ends (separation or retirement) For you to apply to use the SCRA for interest rate benefits, print and fill out the form and mail it in with a copy of your enlistment/military orders.

Barclaycard

• Waived fees on accounts that you had opened, before coming on active duty • 0% APR for pre-service balances and new transactions made on accounts opened prior to active duty Call Barclays Customer Service Dept. at 877-523-0478 and then ask for them to apply the SCRA benefits to your account.

Capital One

• Waived fees (Accounts opened prior to coming onto active duty) • 4% APR during active duty and one year afterward on eligible balances Apply for the waived fees online or call a military specialist at 1-855-CAP1MIL (227-1645). Military specialists are available 24/7.

Chase

• Waived fees (Eligible accounts during active duty and one year separation or retirement) • 4% APR on eligible balances during active duty and one year afterward (Source: Chase spokeswoman)

For a military specialist, call 1-877-469-0110 (for U.S. calls) or 1-318-340-3308 (overseas collect calls) to apply.

Citi

• Waived fees ( Only on accounts opened prior to entering active duty) • 0% APR during active military service on SCRA-eligible servicemember Citi has military specialist available 24/7 t assist you. You can call 1-877-804-1082 (stateside) or 1-605-335-2222 (overseas)

Discover

• Waived late fees and over-limit fees (please don't put yourself in a bad light) • 5.9% APR or less on balances (prior to or during active duty time)

All you have to do log onto your Discover account and request benefits online.

USAA

• 4% APR on (balances on card before entering active duty) • Active-duty members who are deploying or PCSíng may qualify for special rates on new purchases or cash advances Log into your account to see if you qualify. If so, send in the required documents. Call 210-531-USAA (8722) for more information.

U.S. Bank

• Waived fees on accounts opened prior to active duty • 6% APR on pre-service balances during active duty Call 1-800-934-9555 (stateside) or 513-277-5899 (overseas).

Wells Fargo

• 6% APR on pre-active duty balances Call customer service at 1-800-642-4720.