Updated: Jun 15, 2020
In this day and age of hackers and identity theft, you have to be on alert over your credit.
Protect Your Identity
Identity theft can be someone else using your personal information to create fake accounts, charging things on someone else's credit or purchasing a home or auto. You can reduce your risk by overseeing your personal information wisely and cautiously. Here are some tips to protect yourself from identity theft:
Before you giving any personally identifying information, find out how it will be used and who will have access to it.
Protect your postal mail from theft. Take your outgoing mailto the post office or personally hand to you mail carrier.
Use passwords on your credit card, bank and phone accounts. Use hard to guess clues/words
Try not to give out personal information on the cell phone, in the mail or over the Internet unless you've requested the contact or you know whom you're speaking with.
Tear or shred documents like charge receipts, credit card offers and applications, insurance, medical statements, outdated checks and statements, and old credit cards.
Order your credit report from the three credit reporting bureaus every year to ensure that everything is the way it should be.